Loansearch UK
UK Loan Hotline
0800 408 1396 Menu

Do you have bad credit?

We could help, even if you have been refused elsewhere

  • Homeowner and Tenant Loans
    from £1,000 to £35,000
  • Loan Terms from 1 to 10 years
  • Loans to suit most circumstances
  • Debt consolidation loans available
  • Easy, short application with no upfront fees
  • Search won't affect your credit rating
Finding the right loan for you
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Representative 8.6% APR (Variable)


Loansearch UK will help you search the market for the best bad credit loan for your circumstances. Even if you have CCJ’s, Defaults or mortgage arrears we can usually find a lender who can help subject to you being able to afford the monthly repayments on the loan. Whatever the purpose of the loan we can usually help.


Loansearch UK are an independent loan broker with access to over 600 loan plans

About Loansearch UK


Here at Loansearch UK we have access to an extensive panel of lenders who can offer loans for most circumstances. Our Directors have over 20 years experience in the loan industry and will always try to find the best rate possible for every customer using our in house loan decision system.

Loansearch UK are a UK company based in South Yorkshire. Your loan application will be processed by our friendly customer relations managers who will keep you informed every step of the way by email, telephone or post, whichever way you choose.

We can arrange loans for any purpose including home improvements, debt consolidation, car or a holiday. Let us make your plans a reality.

How can we help?

Loansearch UK are a loan broker who search the market for the most competitive loan for your individual circumstances in the same way as a price comparison site. Even if you have bad credit we can usually find a loan for you. In order to apply for a loan with Loansearch UK you can either be a Homeowner or a Tenant and simply complete the short enquiry form above.

We will do a quotation credit search during the application process however this will not affect your credit rating and will not show up on your credit file unless you agree to take the loan out with one of our selected lenders. Find out today if you qualify for a loan.



Repair your credit rating

Our Bad Credit Loans won’t just help you make a major purchase or consolidate your existing borrowing, they can also repair your credit status.

You will pay more interest in the short term, but if you make all your payments on time you’ll show the credit reference agencies that you can manage your money responsibly. So your rating will improve, loans will become cheaper and you’ll soon be back on your feet.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

WE DO NOT CHARGE BROKER FEES ON UNSECURED LOANS.

FOR SECURED LOANS A BROKER FEE OF UP TO 12.5% OF THE LOAN AMOUNT BORROWED, CAPPED AT £3995, MAY BE PAYABLE ON COMPLETION. LENDER FEES MAY ALSO APPLY. THE ACTUAL APRC RATE AVAILABLE WILL DEPEND ON YOUR INDIVIDUAL CIRCUMSTANCES. LOANS AND REMORTGAGES ARE SUBJECT TO STATUS. PLEASE ASK FOR A PERSONALISED ILLUSTRATION. LOANS ARE SECURED ON PROPERTY.

WE ARE A CREDIT BROKER AND ARRANGE LOANS FROM A LARGE PANEL OF LENDERS. WE WILL RECEIVE A COMMISSION FROM THE LENDER UPON COMPLETION.

CALLS MAY BE RECORDED FOR TRAINING PURPOSES.

HOMEOWNER UNSECURED LOANS - Rates from 7.3% APR. Representative example: if you borrow £12,000 over 4 years at a Representative APR of 16.9% APR (fixed) you would pay £338.36 per month. Maximum APR 99.1%

SECURED LOANS - Rates from 3.65% variable. We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Representative 8.6% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 5.14% (variable) you would make 120 payments of £122.71 per month. The total amount repayable will be £14725.20 (This includes a lender fee of £495 and a broker fee of £1000 which have been added to the loan.) The overall cost for comparison is 8.6% APRC representative. Maximum APR 65.2%

Loansearch UK is a credit broker and trading style of Norton Finance and Mortgages Limited authorised by the FCA under firm reference number 589554.
You can confirm our registration on the FCA's website www.fca.org.uk or by contacting the FCA on 08001116768.
Loansearch UK , Norton House, Mansfield Road, Rotherham, South Yorkshire S60 2DR Tel 0800 408 1396.

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